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Bedeutung der Hausbankbeziehung für Finanzierungen im Mittelstand

Bedeutung der Hausbankbeziehung für Finanzierungen im Mittelstand


International Edition

About the Book

Welchen hohen Stellenwert die Beziehung zwischen Unternehmern und ihren Hausbanken schon vor vielen Jahren hatte, hat sich in der Praxis durch eine enge und vertrauensvolle Zusammenarbeit immer wieder gezeigt. Ziel dieser Studie ist es, herauszufinden, ob die Hausbankbeziehung für die Finanzierung mittelständischer Unternehmen auch in der heutigen Zeit, die von Veränderungen und Wettbewerb geprägt ist, noch immer eine herausragende Bedeutung einnimmt. Nach einer theoretischen Einordnung des Themas und der Wiedergabe verschiedener empirischer Befunde, werden die beiden wichtigsten Phasen des Unternehmenslebenszyklus, die Unternehmensgründung und die Unternehmensnachfolge untersucht. Gerade die Unterstützung der Hausbanken bei der Finanzierung dieser beiden Phasen ist für das gesamtwirtschaftliche System Deutschlands unerlässlich. Es zeigt sich insgesamt, dass die Hausbankbeziehung für die mittelständischen Unternehmen und für die Banken wichtig ist und in der Zukunft erhalten bleiben wird. Allerdings ist der Wandel dieser Beziehung auf Grund veränderter Rahmenbedingungen unverkennbar. Banken müssen ihr Firmenkundengeschäft neu ausrichten und auch für die Unternehmer führen die Veränderungen zum Umdenken in ihren Handlungen. Auch wenn die Beteiligten unterschiedliche Sichtweisen und Standpunkte haben, wird es für eine partnerschaftliche Zusammenarbeit immer wichtig bleiben, das gegenseitige Verständnis füreinander aufrechtzuerhalten.
About the Author: Isabell Dorothee Höner, Bachelorarbeit zum Studiengang Finance, Finance-Studium an der Hochschule der Sparkassen-Finanzgruppe in Bonn. Abschluss 2008 als Bachelor of Finance. Derzeit tätig als Spezialistin für das Aktivgeschäft im Bereich Vertriebsmanagement.

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Product Details
  • ISBN-13: 9783836662420
  • Publisher: Diplomica Verlag Gmbh
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 3 mm
  • Weight: 122 gr
  • ISBN-10: 3836662426
  • Publisher Date: 30 May 2008
  • Height: 254 mm
  • No of Pages: 60
  • Series Title: German
  • Sub Title: Schwerpunkt: Unternehmensgründung und Unternehmensnachfolge
  • Width: 178 mm

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Bedeutung der Hausbankbeziehung für Finanzierungen im Mittelstand
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Bedeutung der Hausbankbeziehung für Finanzierungen im Mittelstand
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