In makrookonomischen Analysen wird die Rolle der Banken vielfach nur in stark vereinfachter Form berucksichtigt. Dies liegt nicht zuletzt daran, dass bis heute eine einheitliche und allgemein anerkannte Theorie der Bankunternehmung fehlt. In einem systematischen Uberblick uber die bisher entwickelten Bankverhaltensmodelle wird unter dem Aspekt des von Coase initiierten Transaktionskostenkonzepts gepruft, inwieweit einzelne Modellarten als Basis fur eine allgemeine Theorie der Bankunternehmung dienen konnen."
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