Andrea BaxterAndrea Baxter is cohost of the financial advice television program Smart Cookies on the W Network in Toronto, Canada. Before becoming a Smart Cookie, she had a successful career as a marketing director, but she just wasn't successful when it came to er finances. Saddled with almost $20,000 of debt, no savings, and a large mortgage, Andrea knew she had to start making some changes. After just a year of being a Smart Cookie, Andrea had paid off more than one-third of her debt and had started contributing more money to her retirement savings plan and opened a new savings account. With the help of a booming real estate market and smart money practices, she is now debt-free. Andrea, known as the "Debt Buster" on the show, now helps others develop plans to move into the black while keeping their lives fun and fabulous. Read More Read Less