Andrea CirilloAndrea Cirillo is currently working as an internal auditor at Intesa Sanpaolo banking group. He gained a lot of financial and external audit experience at Deloitte Touche Tohmatsu and internal audit experience at FNM, a listed Italian company. His crrent main responsibilities involve evaluation of credit risk management models and their enhancement mainly within the field of the Basel III capital agreement. He is married to Francesca and is the father of Tommaso, Gianna, and Zaccaria. Andrea has written and contributed to a few useful R packages and regularly shares insightful advice and tutorials about R programming. His research and work mainly focuses on the use of R in the fields of risk management and fraud detection, mainly through modeling custom algorithms and developing interactive applications. Read More Read Less