Anu ChadhaMs. Anu Chadha is presently Lecturer, Department of Commerce and Management, Government Degree College, Kathua, Jammu and Kashmir. She obtained her M.Com. degree from the University of Jammu in 1995. She has attended and presented papers at a number f national and international conferences/seminars. She has published 36 research papers and articles in academic journals of repute. Read More Read Less