Arsalan Haneef MalikArsalan Haneef Malik is an academic and financial professional with a PhD from the University of Malaysia Sarawak, Arsalan Haneef Malik (Ph.D) is currently serving as an Assistant Professor at the Institute of Business Management (IoBM) Karachi, Pakitan. With a strong background in accounting and finance, he is dedicated to fostering intellectual growth and professional development among students. As the Editor of Pakistan Business Review (PBR), a leading academic journal, he contributes to the advancement of business and industry research in Pakistan. Arsalan Haneef Malik’s research interests encompass financial inclusion, stability, institutional quality, and environmental and social sustainability. He has published extensively in prestigious journals, sharing his insights with the academic community. Committed to nurturing future financial professionals, he provides mentorship and guidance to students, encouraging critical thinking and practical application of knowledge. He is passionate about academic excellence and strives to create a stimulating learning environment that empowers students to reach their full potential. The following links provide access to my research work. Read More Read Less