Cliff RatzaCliff Ratza considers himself a "simple scholar" having parlayed four degrees (math and physics, business and computer science) into a business career spanning numerous jobs, companies, and industries. He grew up in Chicago, graduating from top Illinis universities, then launched his business career and later returned to Chicago where he teaches at three universities while handling clients of his market consulting business.Please visit LightningBrainSeries.com to enter contests and learn more about what's coming. Read More Read Less