Ercan OzenProf. Ercan Özen received his BSc in Public Finance (1994), MSc in Business Accounting (1997), PhD in Business Finance (2008) from University of Afyon Kocatepe. Now he is Associate Professor of Finance in department of Banking and Finance, School of pplied Sciences, "University of Usak, Turkey. His current research interests include different aspects of Finance. He has (co-) authored 5 book chapters and more than 50 papers, more than 40 conferences participation, member in International Program Committee of 3 conferences and workshops. He is chair of International Applied Social Sciences Congress. He is also a certificated accountant, member of Agean Finance Association and member of TEMA (Turkey Combating Soil Erosion, for Reforestation and the Protection of Natural Resources Foundation.) Read More Read Less