Erik J ChristmanERIK J. CHRISTMAN, CFP(R), CPA, is managing partner of Oxford Financial Partners, a premier fee-based wealth management firm. He is also the creator of Power of 5 Investing(R), a unique system designed to help clients achieve retirement success. He hs appeared in national publications including Money and Forbes, and has been listed as a "Five Star Wealth Advisor" multiple times in Cincinnati Magazine. Erik and his wife, Holli, live with their two children and two dogs in Greenwood Village, Colorado. For more information about Oxford Financial Partners, go to: www.oxfordfi nancialpartners.com. Email the author at erik@oxfordfp.com Read More Read Less