Gemma BirdGemma Bird AKA Money Mum is a hard working mother of two from Essex. After years of working multiple jobs at once, from picking mushrooms to working as an estate agent, Gemma never earned more than $32k a year and yet managed to pay off her $21k mortgage. To achieve this, Gemma had to come up with some careful and creative methods of saving every penny and consequently the thought occurred to her that others may be interested in this too. Gemma then launched @moneymumofficial on Instagram to help others save cash. She now regularly shares money-saving tips and promotes her 'No Spend Day' and 'Make Money Day' to her 389k loyal followers. Read More Read Less