Isom G MichaelMichael Isom is an author, entrepreneur, educator, speaker, Wealth Strategist, consultant, owner of Optic Financial, and creator of the 20/20 Personal Banking System. Michael began selling mobile phones while still going to college, in 1993. Thanks t his natural ability in sales he was earning over $250,000 a year at the age of 22. In the course of his long career, Michael has acquired considerable expertise in 401(k)s, term and permanent life insurance, IRA's, stocks, bonds, mutual funds, macroeconomics, business succession planning and real estate. This exposure and many other experiences led him to find his passion in life in 1999, the question of what is true about money, what is not, and why. Read More Read Less