Randy S MillerRandy S. Miller, the author of Part V of this book, is the designer/inventor of the Health Insurance Revenue Bond(R) (HIRB(R)). His professional background is in underwriting bond issues for state and local governments and underwriting in life and helth insurances. The authors can be available to assist organizations interested in furthering the implementation of the HIRB program. An HIRB program owners' manual, a Model Legislative Proposal and Implementation Process Guide will be available upon engagement for consulting, advisory and management services relating to the HIRB program. Read More Read Less