Safeza Mohd SapianDr. Safeza Mohd Sapian is currently a Senior Lecturer at the Faculty of Economics and Muamalat, Universiti Sains Islam Malaysia (USIM). She holds a PhD in Islamic Finance from the International Centre for Education in Islamic Finance (INCEIF). She obained her Bachelor degree in Banking and Finance from Northwood University, Michigan, USA and received her Diploma in Banking Studies from Universiti Teknologi Mara (UiTM). Her area of specialisation includes Islamic banking and finance, risk management and social finance. She is a member of the Malaysian Association of Risk and Insurance Management (MARIM) and the Qualitative Research Association of Malaysia (QRAM). She taught undergraduate and postgraduate students on various subjects such as Risk Management, Islamic Financial System and Money and Capital Market. She is certified HRDF Trainer and AMANIE’s Trainer in Islamic Finance as well as Enterprise Risk Management Certified Professional (ERMCP). Prior to joining academia, she was employed in the banking industry for 10 years in various key departments, starting with Internal Auditor at Kwong Yik Bank Berhad. She then served as the Senior Executive in the Trade Finance Department at RHB Bank Berhad and her last position was a Risk Analyst in Risk Management Department at EON Bank Berhad specialising in Operational Risk. She can be contacted at safeza@usim.edu.my Read More Read Less