Sarika R LohanaDr. Sarika R. Lohana is Post-Doctoral Research Fellow, State Bank Institute of Leadership, Kolkata. She has around 13 years of teaching and research experience. She is the recipient of UGC-Dr. Radhakrishnan Post-doctoral Fellowship, New Delhi and comleted her M.Com. from SRTM University, Nanded; M.Phil. in commerce from Alaggappa University, Karaikudi; Ph.D. from the School of Commerce and Management Sciences, SRTM University and MBA in finance from Indira Gandhi National Open University (IGNOU), New Delhi. Besides, she has authored three books, the recent one being annotated by Journal of Economic Literature of Economic Association of America and reviewed by the Prime Minister of India. She is a member of WASET, USA and has case study publications in The Case Centre, UK and in ABDC Journals. Her areas of research include finance, consumer behaviour, entrepreneurship, banking, corporate finance, machine learning, cyber security, and neuro and behavioural finance. She was nominated by NITI Aayog as a subject expert for content development for the course, Understanding Digital Payments. She has also worked as an adjunct faculty at IIIT, Kottayam. She has completed certification in Corporate Finance from IESE Business School, Spain; Sustainability through Digital Transformation from SAP, Germany and High Availability and Disaster Recovery with the SAP HANA Platform from SAP, Germany. She is also the guest editor for few reputed international journals. Read More Read Less