Scott BurnsScott Burns is a nationally syndicated personal finance columnist distributed by the Universal Press Syndicate. He is an M.I.T. graduate and the author or coauthor of three previous books. He is also a founder and the chief investment strategit of AssetBuilder, an internet-based asset management firm that delivers optimized risk-measured index portfolios for investors. His company website is www.assestbuilder.com. Read More Read Less