Scott C GutherySCOTT B. GUTHERY is one of the best-known names in the technical aspects of smart cards. As Chief Technology Officer of Mobile-Mind, a provider of wireless consulting services and SIM applications, he was the lead designer of Microsoft's Smart Card fr Windows. He also led the team that developed the first Java Card. A regular contributor to GSM and 3G standards, he holds 3 patents for smart card applications and real-time systems. He is the convener of the Architecture Working Group of the European Telecommunications Standards Institute (ETSI) Smart Card Platform (SCP) project.

MARY J. CRONIN, Mobile-Mind President, is the author of five books on technology and business strategy, including Doing Business on the Internet, a groundbreaking work that has been translated into 10 languages. As a Professor of Management at Boston College, Dr. Cronin specializes in Electronic Commerce, International Telecommunications, and Wireless Information Management. Read More Read Less