Vinay KandpalVinay Kandpal (Post doc and Ph.D. in Finance) possesses over 18 years of experience in Academics and Industry. He has published more than 60 research papers in leading refereed Journals. Published 6 books in the area of Management. He has presented sveral works at International Conferences on Smart City at The University of Nice Sophia Antipolis, France, and Oxford Brookes University, UK. He has also presented research works in institutions like IIM A, IIM B, IIM I, IIT Delhi, etc. He is a Full-Time Member of ANAHEI Florida, USA. He works as a Professor in Department of Management Studies, Graphic Era Deemed to be University, Dehradun, Uttarakhand, India. He is on the Editorial and Reviewer Board of Heliyon Business and Economics, Qualitative Research in Financial Market, Annals of Public and Cooperative Economics, International Review of Economics and Finance, World Development Perspective, Journal of Retailing and Consumer Services, Journal of Public Affairs, etc. His area of research is Sustainability, Fintech, Smart City, Risk Management, and Financial Inclusion. Read More Read Less