Praise from Industry Leaders
"A great primer for anyone building a lending business - a crash course in everything you need to know about today's lending world."
- Frank Rotman, Founding Partner, QED Investors
"Zhiyao bridges classic credit fundamentals with the fintech innovations reshaping them. A must-read guide to what has changed - and what still matters."
- Ohad Samet, CEO and Co-founder of TrueML; former Chief Risk Officer, Klarna
"Finally a terrific primer for modern consumer lending. I've already ordered multiple copies for our team."
- Jason Guss, CEO and Co-founder Octane Lending.
"A very insightful book, full of practical advice and a clear view of latest technologies in lending - a great read for any consumer lending professional."
- Cynthia Chen, CEO and Co-founder of Kikoff; Founding Chief Risk Officer, Figure
"Zhiyao has provided a detailed inside look at how to scale a lending product in the modern age. I recommend anyone growing a lending company to read it."
- Rhett Roberts, CEO and Co-founder, LoanPro
"This is the book I've always wished I could recommend to anyone learning about fintech lending. Now I finally can."
- Naftali Harris, CEO and Co-founder, SentiLink
"The most comprehensive and compact description of how to run a consumer lending business in the modern age. I wish someone had handed it to me when I was starting out."
- John Crenshaw, Fintech Advisor, Partner at LF Partners, former Senior Credit Officer at Capital One
"An excellent playbook for building successful fintech lending programs - distilling decades of lending best practices into clear guidance"
- Dave Wasik, Partner at 2nd Order Solutions, former Senior Credit Officer at Capital One
"An exceptional resource for anyone in the consumer finance industry. Zhiyao's insights have been invaluable to me in leading a company in this space."
- Kevin J. Weiss, CEO of Monterey Financial
