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Die Alterssicherung Selbststandiger in Deutschland: Reformbedarf Bei Der Alterssicherung Selbstandiger

Die Alterssicherung Selbststandiger in Deutschland: Reformbedarf Bei Der Alterssicherung Selbstandiger

          
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About the Book

Im Zuge des Strukturwandels ist in den letzten Jahren vermehrt ein Aufkommen von selbstandiger Erwerbtatigkeit zu beobachten. Der sprunghafte Anstieg von Selbstandigen wurde hauptsachlich durch Alleinselbstandige ohne Beschaftigte verursacht, so dass heute uber die Halfte der Selbstandigen den sog. Solo-Selbstandigen zuzurechnen ist. Die gegenwartige Ausgestaltung des Rentensystems in Deutschland hat bis auf das Gesetz zur Bekampfung der Scheinselbstandigkeit noch nicht auf diese Veranderung reagiert. Damit wurde zunachst nur auf das Problem der Substitution von abhangig Beschaftigten zu 'freien' selbstandigen Auftragnehmern reagiert, mit der Arbeitgeber sich von einem Teil der Arbeitskosten befreien wollten. Die so entstandenen Selbstandigen mit einem Auftraggeber wurden durch dieses Gesetz in das System der gesetzlichen Rentenversicherung eingegliedert. Ein Grossteil der Selbstandigen ist jedoch nicht im obligatorischen Rentensystem enthalten, obwohl ihre Einkommenslage einen den abhangig Beschaftigten vergleichbaren sozialen Schutzbedarf vermuten lasst. Sie mussen sich privat gegen das Risiko des altersbedingten Einkommensausfalls absichern, sind aber aufgrund z. T. eher unterdurchschnittlicher Einkommen oft nicht dazu in der Lage. Diesen Personen droht vermehrt das Risiko der Altersarmut, und damit dem System der Sozialversicherung nicht zu unterschatzende Kosten, um dieser Armut abzuhelfen. Im Rahmen dieser Arbeit sollen die gegenwartigen Regelungen, die fur einen Teil der Selbstandigen in Bezug zum Rentensystem existieren, benannt werden, um dann die Ursachen und die Entwicklung des sich verzeichnenden Strukturwandels zu beleuchten. Daruber hinaus soll der allgemeine Aufbau des Rentensystems geschildert und die Moglichkeiten einer Ausgestaltung eines Alterssicherungssystems Selbstandiger beschrieben werden.&#


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Product Details
  • ISBN-13: 9783638343237
  • Publisher: Grin Verlag
  • Publisher Imprint: Grin Verlag
  • Language: German
  • Sub Title: Reformbedarf Bei Der Alterssicherung Selbstandiger
  • ISBN-10: 3638343235
  • Publisher Date: 01 Jan 2005
  • Binding: Digital (delivered electronically)
  • No of Pages: 39


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