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Loan Modification For Dummies

Loan Modification For Dummies

          
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About the Book

The crucial information you need to secure a reliable loan modification and save your home

Behind on your mortgage payments? Worried about losing your home? Don't panic. Loan Modification For Dummies gives you the reliable, authoritative, easy-to-understand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home.

This practical, plain-English guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lender's initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any past-due amounts. You'll learn how to communicate with your bank or loan servicer, recognize and avoid loan-modification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself.

  • Advice on determining whether you're likely to qualify for your lender's loan modification program
  • Guidance on preparing and submitting a loan modification application that improves your chances of success
  • Helps you figure out a monthly payment you really can afford
  • Tips on modifying your loan even when you owe more than your home's current market value
  • Negotiation advice for securing the best possible terms and lowest monthly payment
  • Resources for contacting your lender, obtaining free or affordable third-party assistance, and getting government agencies on your side

Read Loan Modification For Dummies and start saving your home today.

About the Author

Ralph R. Roberts is a nationally recognized expert in the fields of loan modification, foreclosure self-defense, and real estate and mortgage fraud prevention, as well as an award-winning author. Lois Maljak is coauthor with Roberts of Foreclosure Self-Defense For Dummies.


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Product Details
  • ISBN-13: 9780470501993
  • Publisher: John Wiley and Sons Ltd
  • Binding: Paperback
  • Edition: 1
  • Language: English
  • Returnable: N
  • Spine Width: 16 mm
  • Width: 161 mm
  • ISBN-10: 0470501995
  • Publisher Date: 01 Aug 2009
  • Depth: 19
  • Height: 232 mm
  • No of Pages: 288
  • Series Title: For Dummies
  • Weight: 350 gr


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