Home > Public Adjusters: Home Insurance, Adjusters International, Public Insurance Adjusting(English)
Public Adjusters: Home Insurance, Adjusters International, Public Insurance Adjusting(English)

Public Adjusters: Home Insurance, Adjusters International, Public Insurance Adjusting(English)

          
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About the Book

Chapters: Home Insurance, Adjusters International, Public Insurance Adjusting. Source: Wikipedia. Pages: 21. Not illustrated. Free updates online. Purchase includes a free trial membership in the publisher's book club where you can select from more than a million books without charge. Excerpt: Home insurance, also commonly called hazard insurance or homeowners insurance (often abbreviated in the real estate industry as HOI), is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. It requires that at least one of the named insureds occupies the home. The dwelling policy (DP) is similar, but used for residences which don't qualify for various reasons, such as vacancy/non-occupancy, seasonal/secondary residence, or age. It is a multiple-line insurance, meaning that it includes both property and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. Standard forms divide coverage into several categories, and the coverage provided is typically a percentage of Coverage A, which is coverage for the main dwelling. The cost of homeowners insurance often depends on what it would cost to replace the house and which additional ridersadditional items to be insuredare attached to the policy. The insurance policy itself is a lengthy contract, and names what will and what will not be paid in the case of various events. Typically, claims due to floods or war (whose definition typically includes a nuclear explosion from any source), amongst other standard exclusions (like termites), are excluded. Special insurance can...More: http: //booksllc.net/?id=66613


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Product Details
  • ISBN-13: 9781158526444
  • Publisher: Books LLC
  • Publisher Imprint: Books LLC
  • Height: 152 mm
  • No of Pages: 22
  • Spine Width: 1 mm
  • Weight: 45 gr
  • ISBN-10: 115852644X
  • Publisher Date: 15 Sep 2010
  • Binding: Paperback
  • Language: English
  • Series Title: English
  • Sub Title: Home Insurance, Adjusters International, Public Insurance Adjusting
  • Width: 229 mm


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