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Quick Steps to Financial Stability: (English)

Quick Steps to Financial Stability: (English)

          
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About the Book

Quick Steps to Financial Stability      Find money you didn't think you had      Deal with your debt      Make the most of tax breaks      Boost your investment returns      Get your kids through college      Ditch the job and retire      Choose the right loan      Save time and money by using our easy-to-follow templates No time to figure it all out on your own? Let Quick Steps to Financial Stability be your guide.   "When it comes to financial self-help advice, Al Lavine and Gail Liberman are as good as it gets. Whether it's setting up a budget, reducing debt, or taking out the right loans, Lavine and Liberman boiled it all down in this latest book to a series of practical steps to make complicated financial planning simple." —David Callaway, editor-in-chief, MarketWatch   Looking to get your finances on track? It's as easy as following the steps outlined in this book. You needn't be an accountant or a financial planner. Get the straight and simple scoop on how to take the bull by the horns yourself—just follow the step-by-step approach outlined in Quick Steps to Financial Stability. Have access to a computer? If so, it's even easier. And there are several online calculators you can use to help you get the job done.   Alan Lavine and Gail Liberman are husband-and-wife syndicated columnists. Their columns run in the Boston Herald, Pittsburgh Post-Gazette, Palm Beach Daily News, several Scripps Howard newspapers, and several online websites. They also write a biweekly consumer banking column for Dow Jones MarketWatch. They have been guests on CBS's The Early Show, Fox and Friends, CNN, CNBC, The 700 Club, and PBS. Their book, Rags to Riches, was featured on Oprah's television show and hit two best-seller lists. They live in Palm Beach Gardens, Florida.  

Table of Contents:
Introduction Part I Are You Ready? Chapter 1 Examining Your Financial Condition Net Worth: Finding Your Bottom Line     Step 1: Round Up Your Assets     Step 2: List All Your Liabilities or Debts     Step 3: Subtract Your Liabilities from Your Assets Reviewing Income and Expenses     Step 1: Calculate Your Monthly Income     Step 2: Categorize Monthly Expenses     Step 3: Determine Where You Stand Setting Your Financial Goals Freeing Up Quick Cash     Controlling Your Debt     Trimming Expenses     Beefing Up Your Income Summary Chapter 2 Identifying Your Financial Goals Preparing for Life     Identifying Your Insurance Needs     Setting Financial Goals     Considering Your Savings Plan Planning for Big Goals     Buying a Home     Having a Baby     Saving for Your Children’s Education and Retirement Summary Chapter 3 Zeroing In on Your Debt Over Your Head in Debt? Try These Fixes     Controlling Debt Yourself     Credit Counseling     Consolidating Your Debts     Bankruptcy Understanding Your Credit Score     Getting Your Score     Check Your Credit Report to Raise Your Credit Score     Correcting Mistakes on Your Credit Report     What If Your Bad Credit Score Is Accurate? Summary Part II Creating a Simple Investment Plan Chapter 4 Weighing the Pros and Cons of Simple Investment Options Understanding Basic Investments     Cash     Bonds     Stocks     Basic Investment Rules What Kind of Investor Are You? Investing in Mutual Funds and Exchange-Traded Funds Summary Chapter 5 Creating a Plan That Works for You Choose Low-Risk Investments for Short-Term Goals     Bank Deposits     U.S. Treasury Securities     Other Lower-risk Investments Stocks: More Risk for Better Long-Term Returns Choose Mutual Funds to Help You Diversify     Analyzing the Risk of Mutual Funds     Pinpoint Your Strategy with Life-Cycle and Target Funds     Take a More Conservative Approach with Balanced Funds Boost Your Performance     Stick with No-Load Funds     Use Index Funds     Opting for Actively Managed Funds     Consider Dollar Cost Averaging     Rebalance Your Investments Always Consider Taxes Summary Chapter 6 Protecting the Downside: Insurance and Other Safeguards Finding Financially Secure Companies Health Insurance     Policy Types     What to Examine Before Buying a Policy     Cut the Cost of Medical Insurance Disability Insurance Life Insurance     Low-Load Companies     Getting Professional Help Long-Term Care Insurance Property Insurance     Automobile Insurance     Homeowner’s Insurance You Need a Will Summary Part III Supercharging Your Savings Plan Chapter 7 Saving for Retirement Determine What to Expect from Your Retirement Income Sources Your Retirement Plan Options     401(k)     IRAs     Roth IRA     Annuities Can You Retire?     Need More?     Other Ways to Retire Summary Chapter 8 How to Pay for Your Children’s Education Getting Your Hands Around the Cost of College Step 1: Determine What You Can Save Step 2: Examine Your Investment Options     529 Plans     Coverdell Educational Savings Accounts     Uniform Transfers to Minors Act and Uniform Gifts to Minors Act     Other Tax-Advantaged Options Tax Breaks for College Savings     The Hope Scholarship Credit     The Lifetime Learning Credit     Tax Deduction for Student Loan Interest Rules for College Investing Financial Aid If You Must Borrow Other Ways to Get Your Children to College Summary Chapter 9 Save by Choosing the Right Loans Your Loan Objectives The Scoop on Credit Cards Understanding Car Loans and Leases Picking a Mortgage     Checking Out Loan Upfront Costs and Fees     Choosing a Mortgage Type     Finding Information on Special Mortgage Programs Home Equity Loans and Lines Other Low-Cost Ways to Borrow Beware When You Borrow Money Eliminating Debt from Your Financial Life     Refinance Your Home     Prepay Your Mortgage     Consider a Biweekly Mortgage Summary Chapter 10 Your Keys to the Good Life, Now and Later Evaluate Your Income and Spending Evaluate Your Insurance Coverage Review Your Investments Review Your Tax Situation Update Your Estate Plan Enjoy Your Great New Financial Life Summary Part IV Appendixes Appendix A References and Resources Appendix B Finding the Right Help Appendix C Mortgage Shopping Worksheet   0789735083   TOC    10/19/2006


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Product Details
  • ISBN-13: 9780789735089
  • Publisher: Pearson Education (US)
  • Publisher Imprint: Que Corporation,U.S.
  • Edition: 1
  • Language: English
  • Returnable: Y
  • Spine Width: 11 mm
  • Width: 231 mm
  • ISBN-10: 0789735083
  • Publisher Date: 23 Nov 2006
  • Binding: Paperback
  • Height: 180 mm
  • No of Pages: 192
  • Series Title: English
  • Weight: 313 gr


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