Money: some people just seem to know how to get it -- and keep it! What's their secret? What do they know that the rest of us don’t? They know the "rules of money": the "golden behaviors" that create wealth and make it grow. Anyone can learn the rules of money. You could learn them by spending years watching rich people up close... or you can learn them all right now, with Richard Templar’s The Rules of Money, Expanded Edition. Templar -- author of The Rules of Life and many other best-sellers -- has brought together 107 easy wealth-generation techniques you can start using instantly! Now updated and expanded with 9 brand new rules, Templar's rules address everything you need to know about money: how to think wealthy, get wealthy, get even wealthier, stay wealthy, and share your wealth. You'll find great up-to-the-minute advice on saving, spending, and investing, and enjoying your money, too. You'll discover why your money beliefs might be holding you back; how to see wealth as a friend, not the enemy; how to make money without compromising your ethics; avoid envy; make a plan; get your current finances under control; master deal-making and negotiation; discover opportunities nobody else sees, and much more. Templar's bite-size advice isn't just fun to read -- it's easy to use, too!

Table of Contents:
Acknowledgments x Introduction xi Part I  Thinking Wealthy    2 1  Anybody Can Be Wealthy[md]You Just Need to Apply Yourself     4 2  Decide on Your Definition of Wealth    6 3  Set Your Objectives     8 4  Keep It Under Your Hat     10 5  Most People Are Too Lazy to Be Wealthy     12 6  Get a Reality Check    14 7  Understand Your Money Beliefs and Where They Come From     16 8  Understand That Wealth Is a Consequence, Not a Reward     18 9  Decide What You Want Money For     20 10  Understand That Money Begets Money    22 11  Calculate the Net Return    24 12  If You See Money as the Solution, You’ll Find It Becomes the Problem    26 13  You Can Make Lots of Money, You Can Enjoy Your Job, and You Can Sleep Nights     28 14  Don’t Make Money by Being Bad    30 15  Money and Happiness[md]Understand Their Relationship    32 16  Know the Difference Between Price and Value     34 17  Know How the Wealthy Think     36 18  Don’t Envy What Others Have     38 19  It’s Harder to Manage Yourself Than It Is to Manage Your Money    40 Part II  Getting Wealthy    42 20  You’ve Got to Know Where You Are Before You Start     44 21  You’ve Got to Have a Plan     46 22  Get Your Finances Under Control     48 23  Insurance Pays Someone, and Odds Are It’s Not You     50 24  Only by Looking Wealthy Can You Become Wealthy     52 25  Speculate to Accumulate (No, This Isn’t Gambling)     54 26  Decide Your Attitude to Risk    56 27  Think Through the Alternatives to Taking a Risk     58 28  If You Don’t Trust Someone, Don’t Do Business with Them    60 29  It’s Never Too Late to Start Getting Wealthy    62 30  Start Saving Young (or Teach Your Kids This One If It’s Too Late for You)     64 31  Understand That Your Financial Needs Change at Different Stages of Your Life    66 32  You Have to Work Hard to Get Rich Enough Not to Have to Work Hard    68 33  Learn the Art of Deal Making     70 34  Learn the Art of Negotiating     72 35  Small Economies Won’t Make You Wealthy but They Will Make You Miserable     74 36  Real Wealth Comes from Deals Not Fees     76 37  Understand That Working for Others Won’t Necessarily Make You Rich[md]but It Might     78 38  Don’t Waste Time Procrastinating[md]Make Money Decisions Quickly     80 39  Work as If You Didn’t Need the Money    82 40  Spend Less Than You Earn     84 41  Don’t Borrow Money[md]Unless You Really, Really Have To     86 42  Consider Consolidating Debts    88 43  Cultivate a Skill and It’ll Repay You Over and Over Again     90 44  Pay Off Your Loans and Debts as a Priority     92 45  Don’t Be Too Busy Earning a Living to Make Some Money     94 46  Save in Big Chunks[md]or Should You?     96 47  Don’t Rent; Buy     98 48  Understand What Investing Really Means    100 49  Build a Bit of Capital, Then Invest It Wisely     102 50  Understand That Property, in the Long Run, Will Not Outpace Shares     104 51  Master the Art of Selling     106 52  See Yourself as Others Do     108 53  Don’t Believe You Can Always Win    110 54  Don’t Pick Stocks Yourself If You Don’t Know What You’re Doing    112 55  Understand How the Stock Market Really Works     114 56  Only Buy Shares (or Anything) You Can Understand     116 57  Use Your Head    118 58  By All Means, Use the Investment Professionals (but Don’t Be Used by Them)     120 59  If You Are Going to Get Financial Advice, Pay for It     122 60  Don’t Fiddle     124 61  Think Long Term     126 62  Have a Set Time of Day to Work on Your Wealth Strategy     128 63  Pay Attention to Detail     130 64  Create New Income Streams     132 65  Learn to Play “What If?”     134 66  Control Spending Impulses     136 67  Don’t Answer Ads That Promise Get-Rich-Quick Schemes[md]It Won’t Be You Who Gets Rich Quick     138 68  There Are No Secrets     140 69  Don’t Just Read This[md]Do Something    142 Part III  Get Even Wealthier    144 70  Carry Out a Finance Health Check Regularly    146 71  Get Some Money Mentors    148 72  Play Your Hunches     150 73  Don’t Sit Back     152 74  Get Someone to Do the Stuff You Can’t     154 75  Know Yourself[md]Solo, Duo, or Team Player     156 76  Look for the Hidden Asset/Opportunity    158 77  Don’t Try to Get Rich Too Quickly    160 78  Always Ask What’s In It for Them     162 79  Make Your Money Work for You    164 80  Know When to Let Go of Investments    166 81  Know Your Own Style     168 82  Know Why You Should Be Able to Read a Balance Sheet[md]and How     170 83  Be One Step Ahead of Your Tax Collector     172 84  Learn How to Make Your Assets Work for You    174 85  Don’t Ever Believe You’re Only Worth What You Are Being Paid     176 86  Don’t Follow the Same Route as Everyone Else    178 Part IV  Staying Wealthy    180 87  Shop for Quality     182 88  Check the Small Print     184 89  Don’t Spend It Before You’ve Got It     186 90  Put Something Aside for Your Old Age[md]No, More Than That!     188 91  Put Something Aside for Emergencies/Rainy Days[md]the Contingency Fund    190 92  You Paid What for It? How to Shop Around    192 93  Never Borrow Money from Friends or Family (but You Can Allow Them to Invest)     194 94  Don’t Surrender Equity     196 95  Know When to Stop     198 Part V  Sharing Your Wealth     200 96  Use Your Wealth Wisely    202 97  Never Lend Money to Friends or Family Unless You Are Prepared to Write It Off     204 98  Don’t Lend, Take Equities     206 99  You Really, Really Can’t Take It with You     208 100  Know When/How to Say No[md]and Yes     210 101  Find Ways to Give People Money Without Them Feeling They Are in Your Debt     212 102  Don’t Over-Protect Your Children from the Valuable Experience of Poverty     214 103  Know How to Choose Charities/Good Causes     216 104  Spend Your Own Money Because No One Will Spend It as Wisely as You    218 105  Take Responsibility Before You Take Advice     220 106  Once You’ve Got It, Don’t Flaunt It     222 107  What’s Next? Pacts with the Devil?     224