close menu
Bookswagon-24x7 online bookstore
close menu
My Account
48%
Alpha Teach Yourself Retirement Planning in 24 Hours

Alpha Teach Yourself Retirement Planning in 24 Hours

          
5
4
3
2
1

Out of Stock


Premium quality
Premium quality
Bookswagon upholds the quality by delivering untarnished books. Quality, services and satisfaction are everything for us!
Easy Return
Easy return
Not satisfied with this product! Keep it in original condition and packaging to avail easy return policy.
Certified product
Certified product
First impression is the last impression! Address the book’s certification page, ISBN, publisher’s name, copyright page and print quality.
Secure Checkout
Secure checkout
Security at its finest! Login, browse, purchase and pay, every step is safe and secured.
Money back guarantee
Money-back guarantee:
It’s all about customers! For any kind of bad experience with the product, get your actual amount back after returning the product.
On time delivery
On-time delivery
At your doorstep on time! Get this book delivered without any delay.
Notify me when this book is in stock
Add to Wishlist
X

About the Book

Alpha Teach Yourself Retirement Planning in 24 Hours will provide readers with something they don't get with most of the retirement planning books that are out there now-a step-by-step format that walks them through each stage of planning process, from identifying where they are currently, to how to predict how much they'll need in retirement, to how much they need to invest to reach their goals, to how to execute their savings, investing, and spending plans. And it doesn't stop there. The book also provides readers with tips on how to change their savings and investing strategies as they approach retirement and once they've retired.

Table of Contents:
Introduction I. Your Retirement Needs Hour 1. Confronting Retirement Realities. Increasing Life Spans. Retirement Stages. Demographic Trends. Sandwich Generation. Divorce. Retirement Gender Gap. Disability. Benefit Cutbacks. Employer Cutbacks. Government Benefit Cutbacks. Economic Trends. Shift to Personal Responsibility. Hour's Up! Hour 2. Envisioning Your Retirement. Decide When. The Cost of When. When to Say When. Decide Where. Location Considerations. Location Choices. Decide About Working Part-Time. Decide on Leisure and Travel Goals. Decide on Your Overall Living Standard. Hour's Up! Hour 3. Quantifying Retirement Costs. Estimate Food and Shelter Costs. Active Adult Retirement Communities (AARC). Continuing Care Retirement Communities (CCRC). Concentrated Retirement Care Living Options. Homeowner's Insurance. Estimate Healthcare Costs. Estimate Leisure and Travel Costs. Estimate Other Recurring Budget Items. Personal Care. Clothing and Local Transportation. Professional Services and Insurance. Taxes and Lump-Sum Expenses. Combine Estimates into Total Budget. Hour's Up! Hour 4. Quantifying Retirement Assets. Your Financial Assets. .Inventory Cash-Equivalent Savings. Inventory Market and Insurance Investments. Inventory Personal Retirement Assets. Inventory Employer Retirement Benefits. Inventory Government (Aided) Retirement Benefits. Inventory Home Equity, Real Estate. Inventory Property, Collectibles, Business Value. Inventory Potential Gifts and Inheritance. Understand Your Liabilities. Your Retirement-Ready Net Worth. Compile Your Inventory. What You Can Do Now. Hour's Up! II. YOUR RETIREMENT GAP. Hour 5. Retirement Finance Basics. Understand Inflation and Interest Rates. Return on Investment. Rate of Return. Historical Rate-of-Return Yardsticks. Understand Taxation Basics. Understand After-Tax Cash Flow. Understand Time Value of Money. Understand Estimation and Assumption. Hour's Up! Hour 6. Retirement Gap Calculation. Understanding the Retirement Gap Concept. Financial Formulas Used in Calculations. Inflation. Investment Return. Synchronize for Growth with Inflation. Retirement Need Gap Calculation. Hour's Up! Hour 7. Introduction to Retirement Gap Calculation. Setting the Stage. Preparing the Worksheets. Retirement Need Gap Calculation Procedure. Calculating Your Own Retirement Gap. Hour's Up! Hour 8. Retirement Gap Solutions. Budgeting Basics. Investing Basics. Utilize Tax Reduction/Deferral Basics. Benefit Utilization Basics. Understand Dual-Purpose Resources. Your Home. Tax-Deferred Retirement Savings. Invest in Your Earning Potential. What Can You Do?. Hour's Up! III. EMPLOYMENT/GOVERNMENT PLANS. Hour 9. Social Security. Understand Contributions and Eligibility. Estimate Standard Benefit. Evaluate Early/Delayed Benefit Options. Early Retirement. Delayed Retirement. Estimate Supplementary Income Effects. Evaluate Taxation of Benefits. Anticipate Social Security Trends/Revisions. Hour's Up! Hour 10. 401(k) and Related Plans. Defined-Contribution Salary-Reduction Plans. A Closer Look at 401(k)s. A Closer Look at 403(b)s. Employer and Employee Contributions. Contribution and Investment (Re)Allocations. Allocation Alternatives. Allocation Rules. Income-Tax Impacts. Rules: Vesting, Borrowing, Withdrawals, Portability. Borrowing from Your 401(k). Plan Trends and Your Rights. Your Rights. Hour's Up! Hour 11. Small Business/Self-Employed Plans. Understand SEP-IRA, SIMPLE IRA, and Keogh Basics. SEP-IRAs. SIMPLE IRAs. Keogh Plans. Income Tax Impacts. Understand Vesting, Withdrawals, and Portability. Comparison of Small Business/Self-Employed Plans. Hour's Up! Hour 12. Defined-Benefit and Federal Pension Plans. Traditional Defined-Benefit Pensions. Cash-Balance Defined-Benefit Pensions. Pension Politics: Controversial Conversions. Normal and Early Retirement Options. Employee Rights and Pension Trends. Pension Trends. U.S. Federal Employee Pensions. Two Retirement Systems. Thrift Savings Plan. Hour's Up! Hour 13. Traditional/Roth IRAs. IRA Eligibility and Contribution Basics. Tax-Deductible IRA Eligibility and Contributions. Roth IRA Eligibility and Contributions. Non-Tax-Deductible IRA Eligibility and Contributions. Common Rules. IRA Withdrawal Rules. Rollovers and Roth Conversions. Compare IRA Alternatives. Understand Investment Alternatives. Plan Trends. Hour's Up! Hour 14. Medicare and Private Supplementary Insurance. The Medicare Problem. Understand Medicare Basics. Understand the Enrollment Window. Understand Medicare Reimbursement. Understand Private Supplementary Insurance (Medigap). Understand Shopping for Supplementary Insurance. Understand Long-Term-Care Insurance. Hour's Up! IV. ASSEMBLING THE PLAN. Hour 15. Integrating Retirement Sources. Build a Long-Term Investment Portfolio. Employer/Government Plan Resources. Other Savings Sources at Work. Profit-Sharing Plans. Employee Stock Ownership Plans (ESOP). Employee Stock Purchase Plans. Thrift Plans. Employee Stock Options. Variable Universal Life Insurance and Variable Annuities. Other Investments. Collectibles. Home Equity and Other Real Estate. Capital-Based Business Opportunities. Inheritance and Other Windfalls. Hour's Up! Hour 16. Savings/Spending Priorities. Ration Overall Spending vs. Retirement Saving. Ration House Down Payment vs. Retirement Saving. Ration Debt Payoff vs. Investing. Ration Education vs. Investing. Ration Between Other Choices. Setting Priorities. Insurance vs. Retirement Saving. Hour's Up! Hour 17. Retirement Road Detours. Expect the Unexpected. Premature Death or Disability. Family Medical Crises. Sudden Benefit Losses. Divorce. Expect the Expected. Family-Need Crunches. Early Retirement and Layoffs. Anticipate/Handle Widow(er)hood. Minimize the Detour Damage. Insurance. Shielding Assets. Hour's Up! Hour 18. Retirement Plan Management. Changing Jobs. Portability Options. Using the Catch-Up Provisions. Max Out Your Retirement Savings Options. Portfolio Balancing and Investment Reallocation. Early Withdrawal Rules Without Penalty, If You Must. Roth Conversion Strategies. Hour's Up! Hour 19. Completing the Plan. Determine Planning Parameters. Planning Time Frame. Determine Risk Tolerance by Life Stage. Economic and Investment Assumptions. Investment Amounts and Allocations. Project Contributions to Plans/Investments. Determine Asset Allocation Strategy. Bonds. Stocks. Adjusting Calculations and Assessing Performance. Hour's Up! Hour 20. Comprehensive Retirement Gap Calculation Example. Setting the Stage. Preparing the Worksheets. Retirement Need Gap Calculation Procedure. Use of Estimations and Assumptions. Hour's Up! V. ROAD TO RETIREMENT. Hour 21. Retirement Gap Scenarios. Typical Young Single Situation. Planning Advice. Savings Advice. Typical Young Married Situation. Debt and Houses. Kids. Typical Mid-Life Couple Situation. Typical Divorced Couple Situation. Typical Permanent Single Situation. Pre-Retirees. The Right Financial Advisor. Make Sure They Have Good Qualifications. Find an Advisor with a Compatible Style. Find a Compatible Advisor. Understand How Your Advisor Gets Paid. Have Confidence in the Methods Your Advisor Uses. Hour's Up! Hour 22. Pre-Retirement Planning. Revisit Retirement Scenario. Determine the Attainability of Your Original Goal. Determine Whether Your Objectives Have Changed. Revise Retirement Scenario. Consider Your Current Life Circumstances and Health. Consider Your Desire/Ability to Continue Working. Envision Retirement Life More Realistically. Pre-Retirement Lifestyle and Work Actions. Continuing Work or Starting a Business. Phasing Down or Out of a Business. Pre-Retirement Financial Actions. Restructure Investments for Retirement. Social Security, Medicare, Long-Term Care. Viatical Settlements. Reverse Mortgages. Annuities. Hour's Up! Hour 23. Managing Retirement Distributions. Pensions. Lump Sums vs. Annuities. Annuity Withdrawal Options. Lump-Sum Withdrawal Options. Pension Plan Errors. All Other Retirement Plans. Understand Differing IRS Withdrawal Rules. Understand Tax Ramifications of Withdrawals. Evaluate Retirement Withdrawal Options. Social Security Rules for Widows and Widowers. Revisiting Your Withdrawal Options Annually. Hour's Up! Hour 24. Retirement Pitfalls, Shortfalls, and Surpluses. Monitor Your Retirement Plan's Performance. Avoid Ripoff Retirement "Opportunities". Remarriage and Other Complications. Retirement Dreams Deferred. Retirement Sweet Dreams, for Good. Hour's Up! APPENDIXES. Appendix A. 20-Minute Recap. Appendix B. Resources. Appendix C. Answers to Quiz Questions. Appendix D. Retirement Gap Data and Calculation Worksheets. Index.


Best Sellers



Product Details
  • ISBN-13: 9780028642123
  • Publisher: Dorling Kindersley Ltd
  • Publisher Imprint: Alpha
  • Height: 232 mm
  • No of Pages: 456
  • Series Title: Alpha Books Teach Yourself in 24 Hours S.
  • Weight: 1000 gr
  • ISBN-10: 0028642120
  • Publisher Date: 22 Feb 2002
  • Binding: Paperback
  • Language: English
  • Returnable: Y
  • Spine Width: 27 mm
  • Width: 187 mm


Similar Products

How would you rate your experience shopping for books on Bookswagon?

Add Photo
Add Photo

Customer Reviews

REVIEWS           
Click Here To Be The First to Review this Product
Alpha Teach Yourself Retirement Planning in 24 Hours
Dorling Kindersley Ltd -
Alpha Teach Yourself Retirement Planning in 24 Hours
Writing guidlines
We want to publish your review, so please:
  • keep your review on the product. Review's that defame author's character will be rejected.
  • Keep your review focused on the product.
  • Avoid writing about customer service. contact us instead if you have issue requiring immediate attention.
  • Refrain from mentioning competitors or the specific price you paid for the product.
  • Do not include any personally identifiable information, such as full names.

Alpha Teach Yourself Retirement Planning in 24 Hours

Required fields are marked with *

Review Title*
Review
    Add Photo Add up to 6 photos
    Would you recommend this product to a friend?
    Tag this Book
    Read more
    Does your review contain spoilers?
    What type of reader best describes you?
    I agree to the terms & conditions
    You may receive emails regarding this submission. Any emails will include the ability to opt-out of future communications.

    CUSTOMER RATINGS AND REVIEWS AND QUESTIONS AND ANSWERS TERMS OF USE

    These Terms of Use govern your conduct associated with the Customer Ratings and Reviews and/or Questions and Answers service offered by Bookswagon (the "CRR Service").


    By submitting any content to Bookswagon, you guarantee that:
    • You are the sole author and owner of the intellectual property rights in the content;
    • All "moral rights" that you may have in such content have been voluntarily waived by you;
    • All content that you post is accurate;
    • You are at least 13 years old;
    • Use of the content you supply does not violate these Terms of Use and will not cause injury to any person or entity.
    You further agree that you may not submit any content:
    • That is known by you to be false, inaccurate or misleading;
    • That infringes any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy;
    • That violates any law, statute, ordinance or regulation (including, but not limited to, those governing, consumer protection, unfair competition, anti-discrimination or false advertising);
    • That is, or may reasonably be considered to be, defamatory, libelous, hateful, racially or religiously biased or offensive, unlawfully threatening or unlawfully harassing to any individual, partnership or corporation;
    • For which you were compensated or granted any consideration by any unapproved third party;
    • That includes any information that references other websites, addresses, email addresses, contact information or phone numbers;
    • That contains any computer viruses, worms or other potentially damaging computer programs or files.
    You agree to indemnify and hold Bookswagon (and its officers, directors, agents, subsidiaries, joint ventures, employees and third-party service providers, including but not limited to Bazaarvoice, Inc.), harmless from all claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown including reasonable attorneys' fees, arising out of a breach of your representations and warranties set forth above, or your violation of any law or the rights of a third party.


    For any content that you submit, you grant Bookswagon a perpetual, irrevocable, royalty-free, transferable right and license to use, copy, modify, delete in its entirety, adapt, publish, translate, create derivative works from and/or sell, transfer, and/or distribute such content and/or incorporate such content into any form, medium or technology throughout the world without compensation to you. Additionally,  Bookswagon may transfer or share any personal information that you submit with its third-party service providers, including but not limited to Bazaarvoice, Inc. in accordance with  Privacy Policy


    All content that you submit may be used at Bookswagon's sole discretion. Bookswagon reserves the right to change, condense, withhold publication, remove or delete any content on Bookswagon's website that Bookswagon deems, in its sole discretion, to violate the content guidelines or any other provision of these Terms of Use.  Bookswagon does not guarantee that you will have any recourse through Bookswagon to edit or delete any content you have submitted. Ratings and written comments are generally posted within two to four business days. However, Bookswagon reserves the right to remove or to refuse to post any submission to the extent authorized by law. You acknowledge that you, not Bookswagon, are responsible for the contents of your submission. None of the content that you submit shall be subject to any obligation of confidence on the part of Bookswagon, its agents, subsidiaries, affiliates, partners or third party service providers (including but not limited to Bazaarvoice, Inc.)and their respective directors, officers and employees.

    Accept

    New Arrivals



    Inspired by your browsing history


    Your review has been submitted!

    You've already reviewed this product!
    ASK VIDYA